Social Security Disability Insurance
In order to use Social Security Disability Insurance (SSDI), you must have paid a certain amount of Social Security taxes throughout the years that you’ve worked. Their requirements are measured by what is called “recent work” and “duration of work” tests. The age that you became disabled is also taken into consideration, as well as how long you worked.
To fully qualify, you must meet Social Security’s definition of disability, in addition to having worked for a long enough period of time to obtain sufficient “work credits”. You can earn up a maximum of four credits each year. The number of total credits that are required tends to vary depending on your age when you become disabled, as well as the current and ever-changing guidelines that are set. You can ask an attorney for more details regarding work credits.
To receive benefits, you must meet certain requirements to establish that you are disabled and that you are unable to perform substantial gainful activity as a result.
Find out more about Social Security Disability Insurance and learn how to proceed with making a claim by speaking to one of the many attorneys from our firm. Call today and speak to a lawyer.
Am I Eligible for SSDI Benefits?
The Social Security Administration (SSA) employs a rigorous set of standards when determining who may receive monthly SSDI payments. When evaluating your eligibility and the types of benefits you receive, the SSA will consider a number of factors like:
- your age;
- your work history;
- the effects of your disability on your ability to work;
- the type of disability from which you suffer;
- the number of disabilities from which you’re suffering; and
- your medical history.
Proving disability is one of the most important aspects of filing for Social Security Disability Insurance benefits. The SSA uses several criteria when determining whether or not an applicant should be deemed disabled. You’ll have to establish that you’re unable to work in your current job or perform other job duties that allow you to earn substantial gainful activity.
Furthermore, you must be able to prove that your disability will last or is expected to last for 12 or more months – or result in death. You cannot get Social Security Disability Insurance benefits based on a short-term disability, such as the weeks you miss from work for knee surgery or the recovery period for an illness, such as pneumonia.
File a Strong Application for SSDI Benefits
Your access to SSDI benefits will greatly hinge on the strength of your application, so be sure it is complete and contains all relevant information. You will submit the application to a local Social Security office, where it will be reviewed at Disability Determination Services and either be approved or denied.
An application should include evidence of how your medical condition affects all aspects of your daily life, such as whether or not your chronic back pain makes it impossible for you to sit for more than 20 minutes at a time, or if your cancer treatments make you too fatigued to concentrate.
You also may be asked provide adequate medical documentation of your disabling medical or mental conditions from doctors and other healthcare professionals. This includes doctors’ notes and statements, medical records, test results (blood tests, MRI, X-rays and so on), and treatment records.
Our disability team has helped numerous New Bedford residents prove disability and collect SSDI benefits. Schedule your free case evaluation to learn more – call us, or complete our online evaluation form.